“Umm… which card?”

You’ll never ask
that again.

Pick your cards from a list — no card details needed. Then, every time you pay, Beni shows the one that earns you the most.

Buying groceries? → Use your rewards card earns more
Try it now → Get the app Add the extension
How it works

Set up once. Earn more every time you pay.

No linking, no numbers, no waiting. Beni works with the cards already in your wallet.

Step 1

Pick your cards

Select the cards you own from a list. Just names — never card numbers, expiry, or CVV.

Step 2

Ask at checkout

Tap Quick Pick and choose what you’re buying. In India, just scan the payment QR.

Step 3

Use the right card

Beni just tells you which of your cards to use — the one that earns the most, and exactly how much more.

Quick Pick

Try it. What are you buying?

A sample wallet of US and Indian cards. Choose a category and Beni names the best one to use.

Estimated rates · verified Jul 2026 · confirm current terms with your issuer

Get Beni

Right where you pay.

Same brain, three places — at the shop, in the browser, and on the web.

Mobile app

Quick Pick and QR scanning in your pocket, for the moment you tap to pay.

Coming soon
Start here

Web app

Set up your wallet and see which card wins — no install, right in your browser.

Open web app

Browser extension

Shopping online? Beni flags your best card at checkout, before you pay.

Coming soon